Income Canvas
Edge 2026
Credit Cards & Interchange Pure Edge Computation

B2B Interchange Plus & Level 3 Processing Optimizer

Quantify recovered merchant margin from eliminating commercial card interchange downgrades by transmitting line-item tax and invoice data.

Formula: Interchange Savings = Corporate Card Volume × (Standard Interchange - Level 3 Interchange Rate)

Model Parameters

$

Total gross credit card transactions processed per month.

$

Mean dollar value per customer card payment.

%

Proportion of payments originating from commercial or corporate cards.

Outputs & Underwriting Summary

Calculation Status
MARGIN RECOVERED
Verified Model
Annual Recoverable Merchant Margin
$61425.00
Monthly Run-Rate: $5118.75
Effective Rate Reduction
-105.0 bps
Annual Volume: $9000000.00
Level 3 line-item transmission reduces interchange burden by 105.0 basis points.

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